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Friday, April 5, 2013

Gunman reported at U. of RI, no injuries reported

SOUTH KINGSTOWN, R.I. (AP) ? Police are investigating reports of a gunman at the University of Rhode Island, and the university says no injuries have been reported.

The school in South Kingstown wrote on its Twitter feed late Thursday morning that it was investigating a possible gunman on campus. It told people to seek shelter and stay where they were.

Shortly after 12:30 p.m., the school said no injuries had been reported, but that people should still stay indoors. The school also canceled classes for the day.

Steven O'Donnell, head of the Rhode Island State Police, tells The Associated Press there is no evidence of an active shooter.

O'Donnell says the gunman was reported at Chafee Hall, which houses several departments and some college administration offices.

Messages left with URI spokespeople were not immediately returned.

Source: http://news.yahoo.com/gunman-reported-u-ri-no-injuries-reported-164640679.html

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Thursday, April 4, 2013

Army employee shot, killed at Fort Knox in Ky.

This Aug. 18, 2010 image provided by the U.S. Army shows the Chaffee Gate entrance to Fort Knox. An Army civilian employee was shot and killed in a parking lot at Kentucky's Fort Knox on Wednesday, and investigators were seeking to question a man in connection with the shooting, authorities said. Army officials said in a news release late Wednesday April 3, 2013 that the victim was an employee of the U.S. Army Human Resources Command, which handles personnel actions for soldiers. The shooting occurred in a lot outside the command. The victim was transported to the Ireland Army Community Hospital where he was pronounced dead. (AP Photo/US Army)

FORT KNOX, Ky. (AP) ? An Army civilian employee was shot and killed in a parking lot at Kentucky's Fort Knox, and investigators were seeking to question a man in connection with the shooting, authorities said.

Army officials said in a news release late Wednesday that the victim was an employee of the U.S. Army Human Resources Command, which handles personnel actions for soldiers. The shooting occurred in a lot outside the command. The victim was transported to the Ireland Army Community Hospital where he was pronounced dead.

"Special Agents from the U.S. Army Criminal Investigation Command are investigating a personal incident and not a random act of violence," said Chris Grey, spokesman for the independent Army investigative agency.

The identity of the victim was being withheld pending notification of family.

Police were seeking to speak with a person of interest in the case. The news release identified him as a 5-foot, 9-inch black man who is American and is believed to be using a black Yamaha motorcycle for transportation.

Fort Knox police received a 911 call about the shooting at about 5:40 pm., the news release said.

As a security measure, the post's gates were locked down at about 5:50 p.m. About an hour later, the main gate was fully reopened, but due to enhanced security measures, those coming and going were advised to expect delays.

Fort Knox spokesman Kyle Hodges said late Wednesday that the post remained on a heightened security alert, but said officials don't believe the person of interest was still on post.

He said he could not comment on whether the victim was targeted, or whether the shooting may have been related to his work. He also couldn't say what type of weapon was used.

The FBI dispatched two agents to Fort Knox and is assisting in the investigation, said Mary Trotman, a spokeswoman for the FBI in Louisville.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-04-04-Fort%20Knox%20Shooting/id-c49c8226a9814be49359b67c4b8c63dc

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Green Pea galaxies could help astronomers understand early universe

Apr. 3, 2013 ? The rare Green Pea galaxies discovered by the general public in 2007 could help confirm astronomers' understanding of reionization, a pivotal stage in the evolution of the early universe, say University of Michigan researchers.

Reionization occurred a few hundred million years after the Big Bang as the first stars were turning on and forming the first galaxies. During this period, the space between the galaxies changed from an opaque, neutral fog to a transparent charged plasma, as it is today. Plasma is gas that's electrically charged.

As for how this happened, the prevailing theory holds that massive stars in the early galaxies produced an abundance of high-energy ultraviolet light that escaped into intergalactic space. There, the UV light interacted with the neutral hydrogen gas it met, blasting electrons off the hydrogen atoms and leaving behind a plasma of negatively charged electrons and positively charged hydrogen ions.

"We think this is what happened but when we looked at galaxies nearby, the high-energy radiation doesn't appear to make it out. There's been a push to find some galaxies that show signs of radiation escaping," said Anne Jaskot, a doctoral student in astronomy.

Jaskot and Sally Oey, an associate professor of astronomy in the College of Literature, Science, and the Arts, have found that the Green Peas could hold that evidence. Their findings are published in the current edition of the Astrophysical Journal.

"The Green Peas are compact, highly star-forming galaxies that are very similar to the early galaxies in the universe," Jaskot said. "Our analysis shows they may be leaking ionizing radiation."

The researchers focused on six of the most intensely star-forming Green Pea galaxies, which are between one billion and five billion light years away. They studied their emission lines as observed by the Sloan Digital Sky Survey. Emission lines show how light interacts with matter, and in this case, they helped the astronomers understand the relationship between the stars and gas in these galaxies.

The emission lines told Jaskot and Oey how much light the galaxies absorbed. Then, to determine how much light was there to start with, they ran models to estimate, for example, how old the galaxies are and how many stars they contain. The galaxies, the researchers determined, produced more radiation than the researchers detected, so they infer that some of it must have escaped.

"An analogy might be if you have a tablecloth and you spill something on it. If you see the cloth has been stained all the way to the edges, there's a good chance it also spilled onto the floor," Jaskot said. "We're looking at the gas like the tablecloth and seeing how much light it has absorbed. It has absorbed a lot of light. We're seeing that the galaxy is saturated with it and there's probably some extra that spilled off the edges."

Jaskot says the Green Peas are exciting candidates to help astronomers understand a major milestone in the development of the cosmos 13 billion years ago.

The paper is called "The Origin and Optical Depth of Ionizing Radiation in the 'Green Pea' Galaxies. The research is funded by the National Science Foundation.

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The above story is reprinted from materials provided by University of Michigan.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

A. E. Jaskot, M. S. Oey. The Origin and Optical Depth of Ionizing Radiation in the "Green Pea" Galaxies. Astrophysical Journal, 2013 [link]

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/XdoUR4HhPC8/130403141446.htm

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Rape, kidnap of tourists feed Rio safety fears

RIO DE JANEIRO (AP) ? A late night outing turned into a six-hour-long nightmare after an American woman was gang raped and beaten aboard a public transit van while her handcuffed French boyfriend looked on helplessly, in an incident that's shocked this resort city as it gears up to host next year's World Cup and the 2016 Olympics.

The police response to the attack was swift: The three alleged perpetrators, aged 20 to 22, have all been taken into custody, and investigators are combing databases to determine whether the men might have been behind any other crimes.

Many still ask whether Rio authorities, who have succeeded in cracking down on much of the city's drug violence, are up to the task of protecting the waves of tourists expected to flood the city during the upcoming double-header of mega-events. Some 2 million people are also expected to flock to the city in late July for World Youth Day, a Roman Catholic pilgrimage that Pope Francis is scheduled to attend.

Some observers said the attack came as a particular shock given that safety has improved at least in the city's tourist-friendly, seaside South Zone neighborhoods. Foreigners and moneyed local residents who even three or four years ago would have hesitated to hail a taxi in the street or walk around after dark now do both without thinking twice.

"No one expects to be attacked in Disneyland, handcuffed and roughed up," Globo newspaper quoted Alfredo Lopes, the head of an association representing Brazil's hotel sector. "Copacabana is our Disneyland."

Yet it was in that very beachfront neighborhood, full of senior citizens in bikinis by day but seedier by night, that the two foreigners hailed one of the fleet of public transit vans often used as a speedier alternative to buses. Police investigating the case say the two foreigners, both in their early-20s, were headed shortly after midnight Saturday to Lapa, a popular downtown nightlife hotspot where Rio's youth converges on clubs, bars and samba venues.

But the pair never made it to their destination. A few minutes into their journey, the van operators forced the other passengers off and inflicted on the two foreigners what Alexandre Braga, the police officer leading the investigation, has called a "party of evil."

The three assailants took turns raping the woman and beating the man, whom they handcuffed and sometimes struck with a metal crowbar, Braga told a news conference Tuesday.

The men split up the driving, ending up in Rio's sister city of Niteroi across Guanabara Bay, where they went on a spending spree with the foreigners' credit cards. Once they hit the limit on both cards, spending around $500 at gas stations and convenience stores, the suspects drove the pair back to Rio, where the foreigners were staying, and forced the woman to fetch another credit card, Braga said.

Although she was alone, she didn't call the police or alert anyone, Braga said, "because the young man was still under the suspects' control and she feared something even worse might happen to him."

Some six hours after they were kidnapped, the two were dumped by the side of a highway near the city of Itaborai, some 50 kilometers from Rio. They managed to make it to an unidentified country's consulate, where officials took the two to the special police delegation that specializes in crimes against foreigners. The young woman has returned to the U.S., while the man remains in Rio to help with the investigations, Braga said.

"The victims recognized the three without a shadow of a doubt," Braga said. The men's mug shots were also recognized by another woman who said she'd been raped by the three under similar circumstances last month. Another foreigner has said she'd been robbed by one of the three suspects, police said.

Two of the suspects have confessed to Saturday's attack, while the third denies any responsibility.

"They do not show any repentance," Braga said. "They are quite indifferent, cold."

He said the men appeared to work as legitimate van operators, with crime an occasional side venture. Though they apparently were authorized to transport passengers in Niteroi and neighboring Sao Goncalo, the suspects were not allowed to operate the van in Rio, he said.

Authorities presented suspects Wallace Aparecido Souza Silva, Carlos Armando Costa dos Santos and Jonathan Foudakis de Souza to the news media on Tuesday.

The suspects allegedly had rented the van, which seats about a dozen people and has dark tinted windows, from the vehicle's owner, who police say is not suspected of any involvement in the crime.

Rio's van services are widely reviled for their precarious safety conditions and reckless driving, as well as their links to organized crime. Some vans are run by militias largely composed of former police and firemen who control large swaths of the city's slums and run clandestine transportation and other services. In general, tourists avoid the vans and opt for regular buses or taxis.

Sexual assaults remain a problem on public transit. Last year, a woman was raped on a moving bus in broad daylight in a widely publicized case, and the Rio subway has special women-only cars to help prevent such attacks.

Still, Brazilian officials emphasized Rio is not particularly prone to such attacks.

"I think sexual violence is something that can happen anywhere," said Aparecida Goncalves, Brazil's national secretary for violence against women. "I don't think that the city of Rio is more dangerous than others."

"Now we have more ways of denouncing them," she said, "of talking about and taking the necessary measures so those responsible are punished and imprisoned."

Walter Maierovitch, Brazil's former drug czar and an organized crime expert, said that with crime down overall, one of the city's main challenges will be making sure visitors remain vigilant and aware of basic safety precautions.

"There has been a lot of improvement in Rio but there is still a lot more to be done in terms of security, mainly more preventive actions, alerting tourists both foreign and domestic of the precautions they should take, neighborhoods to avoid," he said.

He added that Saturday's attack "was a setback, but in terms of image and security I don't think it is a major or long-lasting one that will scare tourists away from Rio."

Australian visitors Emma Richardson and Jason Sestic said they have been taking extraordinary precautions throughout their weeklong stay in Rio.

"We've stayed well away from Copacabana and the beach areas at night because of 'Lonely Planet,'" said Sestic, referring to the famous backpackers' guidebook. The 35-year-old, who works in construction, added, "I'm a pretty paranoid person in general and I've heard enough stories about here to be really paranoid."

___

AP Television producer Ana Pereira and AP writers Stan Lehman in Sao Paulo and Marco Sibaja in Brasilia contributed to this report.

Source: http://news.yahoo.com/rape-kidnap-tourists-feed-rio-safety-fears-212032176--spt.html

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Twitter Introducing New Card Types, Mobile App Installs And Deep Linking, At Developer Meetup

Well, it looks like the developer meetup over at Twitter is underway, and information is making its way out over Twitter about it. It sounds like the company is unveiling some new Twitter Card types, which are its way of displaying embedded content within tweets, and it’s all about mobile apps. Tomorrow, the Cards will be released, and the hope is to get deeper linking and engagement into other apps you may have on your phone. This could be for shopping, taking a poll or just about any other interaction you can think of. Other Card types include things like embedded photo galleries, as these tweets show: Developers have long wanted more access to this prime real estate, which could turn Twitter into a valuable resource to sell goods, digital music or anything in between. Sadly, press wasn’t invited to tonight’s gathering, but the tweets are flying. AllThingsD had originally reported last week that this was going to be what we’d see. CEO of social polling app Seesaw Aaron Gotwalt seemed pleased: A blog post has also popped up on the Twitter dev site, giving a bit more explanation and direction on app installs and deep linking within apps: One of the most important features in the new Cards is the ability to allow users to download your app (if the user doesn’t already have it installed), or deep-link into your own app (if the app is already installed on the user’s mobile device). The ability to enable app installs and deep-linking is globally available across all Twitter Card types – you’ll just need to add a new set of markup tags as detailed below. App Installs By adding these new footer tags to your markup, you’ll be able to specify downloads for users who’ve not yet installed your app on their device. This will work across iPhone, iPad, and Android (Google Play). Please note that if you have an iPhone app, but no iPad-optimized app, you should include the iPhone app id, name, and url for both iPhone and iPad-related tags. When no value is provided, the Cards will simply render a “View on web” link pointing to the value in twitter:url. Below is an example of what the prompt will look like if the user does not have the app installed: Deep-Linking If a user does have the application installed, you can specify a deep-link into the correlated

Source: http://feedproxy.google.com/~r/Techcrunch/~3/djtLSiBZbpo/

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Kerry warns NKorea on 'reckless' provocations

U.S. Secretary of State John Kerry speaks at a news conference with South Korean Foreign Minister Yun Byung-Se, not pictured, at the State Department in Washington, on Tuesday, April 2, 2013. (AP Photo/Jacquelyn Martin)

U.S. Secretary of State John Kerry, right, gestures during a news conference with South Korean Foreign Minister Yun Byung-Se, at the State Department in Washington, on Tuesday, April 2, 2013. (AP Photo/Jacquelyn Martin)

U.S. Secretary of State John Kerry, right, shakes hands with South Korean Foreign Minister Yun Byung-Se, at the State Department in Washington, on Tuesday, April 2, 2013. (AP Photo/Jacquelyn Martin)

South Korean Foreign Minister Yun Byung-Se, speaks during a news conference with U.S. Secretary of State John Kerry, not pictured, at the State Department in Washington, on Tuesday, April 2, 2013. (AP Photo/Jacquelyn Martin)

U.S. Secretary of State John Kerry, right, enters a news conference with South Korean Foreign Minister Yun Byung-Se, at the State Department in Washington, on Tuesday, April 2, 2013. (AP Photo/Jacquelyn Martin)

WASHINGTON (AP) ? Secretary of State John Kerry on Tuesday warned North Korea to halt a recent spate of rhetoric and actions, calling them provocative, dangerous and reckless. He also vowed that the United States would defend itself and its allies South Korea and Japan from North Korean threats.

Kerry's comments came after North Korea ratcheted up an almost daily string of threats toward the three nations with an announcement that it would revive a long-dormant nuclear reactor and ramp up production of atomic weapons material.

Speaking to reporters at a joint news conference with South Korean Foreign Minister Yun Byung-se, Kerry said the Democratic People's Republic of Korea, or DPRK, knows that the U.S. is fully prepared and capable of defending itself and its allies.

"The bottom line, very simply, is that what Kim Jong-Un has been choosing to do is provocative, it is dangerous, reckless, and the United States will not accept the DPRK as a nuclear state," Kerry said, referring to North Korea's young new leader.

A North Korean official said the country would quickly begin "readjusting and restarting" the facilities at its main Nyongbyon nuclear complex, including the plutonium reactor and a uranium enrichment plant. It had been shuttered as part of international nuclear disarmament talks in 2007 that have since stalled.

Kerry said such a step would be "a direct violation" of North Korea's international commitments and a "very serious step."

"It would be a provocative act and completely contrary to the road we have traveled for all these years," he said.

Still, both Kerry and his South Korean counterpart said the door remained open for North Korea to return to multi-national nuclear disarmament talks.

Yun said those talks remain a "useful tool" for getting North Korea to give up its nuclear weapons, although he conceded it would be a very difficult task. "We should continue these efforts," he said.

"If North Korea decides to give up its nuclear ambitions and to become a member of the international community, we are prepared to resume talks" for peace on the Korean Peninsula, he said.

Yun said South Korean President Park Geun-hye is open to building a trusting relationship with North Korea but that Seoul would respond to provocations from Pyongyang. It was critical that the U.S. and South Korea continue to enhance their defense capabilities, he said.

The White House said President Barack Obama's entire national security team was focused on North Korea, although some U.S. officials did cast doubt on whether North Korea would follow through on its threat to restart the reactor, portraying the latest threat as part of a pattern of antagonistic taunts that, so far, have not been backed up by action.

State Department spokeswoman Victoria Nuland said that development would be "extremely alarming" but added: "There's a long way to go between a stated intention and actually being able to pull it off."

Still, the Pentagon suggested the administration is concerned about the prospect for further escalation of tensions and it has made a conspicuous display of firepower in recent weeks, sending B-52 and B-2 bombers on practice runs over South Korea, as well as deploying F-22 stealth fighters and repositioning a missile-defense ship off the Korean coast.

These moves and others are meant to deter North Korea from launching even a limited military strike against the South, while also offering reassurance to Seoul that the U.S. will stick to its treaty obligation to defend the South against attack.

"We are looking for the temperature to be taken down," Pentagon spokesman George Little told reporters. "We are in the business of assuring our South Korean allies that we will help defend them in the face of threats."

At the White House, press secretary Jay Carney called on Russia and China, two countries he said have influence with North Korea, to use that influence to persuade the North to change course.

North Korea's recent tide of nuclear vows and aggressive threats are seen as efforts to force Washington into disarmament-for-aid talks and to boost Kim Jong Un's stature as a strong military leader. Pyongyang has reacted angrily to U.S.-South Korean military drills and a new round of U.N. and U.S. sanctions that followed North Korea's Feb. 12 underground nuclear test.

Although world leaders have largely shrugged off the threats as more of the same from North Korea, U.N. Secretary-General Ban Ki-moon said Tuesday that the North appears to be "on a collision course with the international community," adding that the current crisis has gone too far.

___

AP National Security Writer Robert Burns and Associated Press writer Matthew Pennington contributed to this report.

Associated Press

Source: http://hosted2.ap.org/apdefault/89ae8247abe8493fae24405546e9a1aa/Article_2013-04-02-US-North%20Korea/id-d7292c1d01e047499e30866a785b8bee

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Mortgage Financing: Loan Products 101 | Zillow Blog

When it comes time to finance the purchase of your new home, picking the right loan product can make it easier to get qualified and save you a significant amount of money over the course of the loan term. Prior to the financial crash that led to the recession, borrowers had a bewildering range of choices when it came to mortgage financing. That?s not as true today, but it still makes sense to choose from the limited selection wisely.

Prior to 2007, all of the major banks, insurance companies and other corporations with money to lend had their own brands of home loans for sale to home buyers. These loans were sold by banks and mortgage brokers on behalf of these investors, who ultimately funded the loans so people could buy homes. Not all of those products served borrowers the way they had hoped. After the Wall Street Reform and Consumer Protection Act, also known as the Dodd-Frank Act, was signed into law in 2010, most of those products disappeared.

Today, consumers have access to fewer financing tools from a far more limited set of investors, but they each have their differences.

Conforming loans

These mortgage loan products are offered by Fannie Mae and Freddie Mac, the former quasi-governmental institutions that are now in conservatorship to the federal government. The vast majority of all mortgages written today are purchased by these big investors. Their products have been called the ?plain vanilla? offering by the industry. They offer little flexibility in their underwriting guidelines; in fact, any loan product that meets their underwriting requirements is said to be ?conforming.?

FHA loans

Offered by a division of the U.S. Department of Housing and Urban Development, FHA loans have long been a tool to increase homeownership. These loans are provided by the same banks and mortgage companies that provide conventional loans, in which the Federal Housing Administration insures against default. These loans are designed for low- to moderate-income borrowers. The qualifying guidelines are typically more lax than the conventional guidelines. One key feature of FHA loans is their lower down payment requirement.

VA loans

Veterans of our armed forces may qualify for a mortgage loan guaranteed by the Department of Veterans Affairs. These VA loans are not really offered by the government, but the VA offers lenders who provide financing to these borrowers a guarantee should the borrower get into trouble.

Jumbo loans

When borrowers want to buy more home than most lenders want to lend against, they opt for a jumbo. Different investors have their own kinds of product for this market. Investors who offer jumbo loans give borrowers access to higher loan limits, but they also have tougher underwriting requirements and can cost more than conventional loans.

Loans from any of these sources can come in a number of flavors, including fixed interest rate or adjustable interest rate, and with various terms, from 5 years for some adjustable-rate loans up to 40 years for some. Traditionally, the terms on mortgages are either 15 or 30 years, with most borrowers opting for the latter.

To find out more about the different sources that provide home financing and the features and benefits of the different loan products they offer, visit with your bank or mortgage lender.

Related:

Rick Grant has been covering financial services for the trade press for more than 15 years. He specializes in home finance and technology.

Note: The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.

Source: http://www.zillowblog.com/2013-04-03/mortgage-financing-loan-products-101/

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